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Married Women Protection ACT

Married Women Protection ACT


  1. MWPA formulated in 1874
  2. Related specifically to Insurance policies to protect the Intrest of the Spouse and Children.
  3. Policy under the Act, is free from any type of Encumberences in any situation.
  4. The policy is a asset (TRUST) for the spouse and/ or  the Children.
  5. Cannot be attached in case of insolvency or default by any creditors.
  6. The proposer has NO RIGHTS on the policy and it is a deemed asset in the name of the wife.
  7. The only way the policy can be attached is thru an act of parliament which can NEVER happen.


  1. On contracting the objective of Insurance should state - Policy under MWPA- 1874
  2. NO Nomination to be filled. A separate form under Section 6 of MWPA should be filled.
  3. Nomination can be Wife or Wife and Children or Children only.
  4. All other benefits of IT (80 c and 10 ( 10 D) apply.

Eg: TELGI- Took a policy under MWPA and now though he is arrested and property attatched, his family enjoys same life style by surrender cash value of the policy.